Crocker Cutlery Apartments, Turners Falls

Property type: Affordable Rental Housing

We manage 48 apartments in downtown Turners Falls as part of the Crocker Cutlery development. The units are a mix of one (1) and two (2) bedroom units.

The historic Crocker Bank property on Avenue A is a three story building with commercial space on the ground floor. Second and third floor apartments are accessible by stairs and an elevator. Three units are barrier-free. Coin-operated laundry facilities are on the premises for residents.

The Cutlery Block consists of restored two-story row houses on Third Street. Second floor apartments are accessible by stairs. All units have decks. The apartments are conveniently located across the street from a public laundromat.

Both buildings are located within walking distance of all the amenities of downtown Turners Falls including restaurants and other small  businesses, churches, the post office, banks and more


Income limits are adjusted according to family size which includes entire household income. Households must make no more than 60% AMI to qualify for an apartment in the Crocker Building or Cutlery Block. Income limit information can be found below (see chart) and at
Households must also meet rent affordability requirements.

Income Eligibility Chart

Effective 2023

Rent Affordability Requirements

In order to meet rent affordability requirements, rent must total no more than 35% of a household’s total monthly income. Households that already have housing vouchers (Section 8, MRVP, or others) will also meet rent affordability requirements, and are welcome to apply.

How to Apply

To apply for an apartment in the Crocker Building or Cutlery Block, you need to fill out the Application For Affordable Housing.  

If you do not have access to a printer, please call us or stop by the office to pick one up.

Application Process

Further Screening Processes

Once it is determined that a household meets the basic income, status, and/or rent affordability requirements, applicants are further screened in accordance with HRA policy and federal and state fair housing laws. As part of the application process, applicants must authorize HRA to conduct thorough background checks including criminal history and sex offender record information checks, rental history, credit history, and personal references.

Preferences and Priority

The waiting lists for properties managed by HRA without state assistance are administered on a first-come, first-served basis. No priorities or preferences are available.